COMMERCIAL CLAIMS · GAPA PUBLIC ADJUSTERS
GAPA is right here for all your commercial purposes
With globalization there has been strong trading all over the world for different products. Along with that, commercial property has become more costly than ever before. There is a big difference between residential and commercial property – commercial locations such as industrial, retail, and office buildings represent larger investments and carry larger risks when a loss occurs.
When fire, flood, smoke, pipe bursts, water damage or other man‑made disasters interrupt your business, the financial impact can be severe. You will need to hire a public adjuster expert who can claim after the loss to make sure you get paid in full. You should not have to manage that stress and negotiate with the insurance carrier at the same time. A GAPA public adjuster evaluates and researches your covered losses, then presents the documentation to the insurance company so you can pursue a full and fair recovery.
The main elements of a commercial business claim
Commercial claims are more complex than residential claims because they involve your property, your business operations, and often your employees and customers. GAPA helps you identify every category of loss so nothing important is overlooked during the adjustment process.
The main elements of a business claim are:
- Damage to your business property (if you own the property where your business is located).
- Loss of business or interruption of your income stream.
- Relocation of your business while the claim is being triaged and repairs are made.
- Proper evaluation of damaged contents with appropriate depreciation applied where needed.
Our public adjusters document each of these areas carefully so the insurance company receives a complete, organized presentation of your loss.
Why businesses hire GAPA
You are already busy running your company. Trying to negotiate your own commercial claim can cost you the two things you value most – time and money. Our adjusters deal with insurance carriers every day and understand how to move your claim forward while you focus on your business.
The main advantages of hiring GAPA are:
- You are already busy running your business. We work directly with the insurance carrier and save you the most important things – time and money.
- We handle the inspections as well as all follow‑ups with the insurance company.
- We get a fair valuation of your loss on your side – we work for YOU, not for the big corporate insurance companies.
Because we only get paid when you do, we have your best interests in mind. If you do not get paid, neither do we.
Your questions about commercial claims
What is the risk in handling commercial property claims myself?
There is a huge risk when you try to deal in insurance claims on your own, especially if you do not negotiate claims on a regular basis. We used to work on the other side for the insurance companies, so we know exactly how they think and how they evaluate your loss. Now we work only for YOU, and if you do not get paid, neither do we.
Is a lawyer needed for a commercial claim?
Not for all claims involving insurance settlements. In many cases public adjusters obtain similar or better results than lawyers, and often at lower percentages because the process does not have to become a lawsuit.
Why is it better to have a Public Adjuster represent me for my commercial claim?
Your insurance adjuster may seem nice, but often their concern is keeping the cost of the loss as low as possible for the company. You would hire an accountant to make sure your tax returns are correct, or a lawyer to represent you in a criminal case. In the same way, you need expert representation from GAPA to pursue your commercial claim.
What is GAPA’s role in my commercial property claim?
A Public Adjuster from GAPA plays a key role in getting the fair value for the loss after the damage. You have worked hard on your business, making sure you grow it year after year. Your risks are too large to take a chance without having GAPA represent you for your commercial property claim. Let GAPA get your business back to where it was by negotiating the best settlement possible.
Ready when you are
Talk to a licensed public adjuster before you agree to a commercial claim settlement.
- No obligation consultation
- We only get paid when we help you
- Focused entirely on policyholders – never the carrier
Or email us and we will return your message within one business day.